Several U.S. banks and financial institutions offer mortgage services to non-residents. The availability and terms can vary depending on the individual's status, such as whether they are non-citizen residents, foreign nationals, or have certain visa types. 

Here are some banks and lenders known for offering mortgages to non-residents in the USA:

1. HSBC

Type of Borrower: Foreign nationals, non-permanent residents

Features: HSBC offers international clients a range of mortgage products, including those without a U.S. credit history. They have specific programs tailored for expatriates and foreign investors.

2. Citibank

Type of Borrower: Non-residents, foreign nationals

Features: Citibank provides mortgage options for non-residents, especially those who have banking relationships with Citibank in their home country. They might require higher down payments for non-residents.

3. Wells Fargo

Type of Borrower: Non-permanent residents, visa holders

Features: Wells Fargo offers mortgages to non-U.S. citizens who have valid visas, such as H-1B or L-1. They typically require proof of employment and income.

4. JPMorgan Chase

Type of Borrower: Non-permanent residents, visa holders

Features: Chase provides mortgage loans to non-resident aliens with certain visa types. They might need higher down payments and extensive documentation to prove income and creditworthiness.

5. Bank of America

Type of Borrower: Non-permanent residents, visa holders

Features: Bank of America offers mortgages to non-resident aliens with specific visa types, often requiring proof of residency, employment, and income.

6. Quontic Bank

Type of Borrower: Foreign nationals, non-residents

Features: Quontic Bank specializes in lending to foreign nationals and non-residents. They are known for working with clients who may not have a U.S. credit history and offer foreign national loans.

7. TD Bank

Type of Borrower: Non-permanent residents, visa holders

Features: TD Bank offers mortgage services to non-resident borrowers, especially those in Canada or other TD markets. They might offer more favorable terms to Canadian clients.

8. First National Bank of America

Type of Borrower: Foreign nationals, non-residents

Features: This bank specializes in mortgages for foreign nationals and non-residents, often without requiring U.S. credit history. They focus on alternative documentation for creditworthiness.

9. SunTrust (Truist)

Type of Borrower: Non-permanent residents, visa holders

Features: Truist offers mortgage products to non-residents, particularly those with established visa status. They may require larger down payments and more rigorous documentation.

10. Flagstar Bank

Type of Borrower: Non-residents, foreign nationals

Features: Flagstar provides loans to foreign nationals and non-residents, typically focusing on those who are looking to invest in U.S. real estate.

General Requirements and Considerations

Down Payment: Non-residents usually need to make larger down payments, often ranging from 30% to 50%.

Documentation: Proof of income, employment, and sometimes a U.S. credit score or a credit report from the home country might be required.

Visa Status: Certain visas (H-1B, L-1, etc.) are often required for non-residents to qualify for a mortgage.

Banking Relationship: Some banks prefer or require that the borrower has an existing relationship with the bank, either in the U.S. or in the borrower’s home country.

Non-residents should consult directly with these banks to understand the specific terms, conditions, and documentation required for their situation.